Ready Mortgage Corp
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Frequently Asked Questions - TEXAS



Rehab/Fix/Flip
  • 10% Loan-To-Cost down (10% of purchase price + repairs)
  • 6 Month Loan Term
  • 13.88% Interest Rate
  • 4 Points Origination ($2,000 Minimum)
  • Up to 65% LTV


5-Year Rental
  • 10% Loan-To-Cost down (10% of purchase price + repairs)
  • 60 Month (5-Year) Loan Term
  • 18% Interest Only
  • $1000 Loan Origination
  • Verification of Cash Flow Positive
  • This program Is mainly designed For very cheap, cash properties where the difference between 10% money And 18% money Is insignificant
    • $15,000 loan at 8% Is $100/mo interest only
    • $15,000 loan at 18% Is $225
    • There are many properties that an 18% rate will work On


Small Dollar Repair Lien - Rental
  • Second Lien OK
  • Total Loan-To-Value Not To exceed 60% (adding first And 2nd liens)
  • Valuation dependent On lender's comfort level
  • 60 Month (5-Year) Loan Term
  • 18% Interest Only
  • $1000 Loan Origination
  • Verification of Cash Flow Positive


RV Park Purchase Money
  • Long list of requirements - please contact us
  • Two Options
    • Can Do a 2nd lien behind bank financing - higher rate but combined With bank financing could be cheaper than a partner
    • Otherwise,
      • 13.88% interest
      • 4 points
      • 6 Month term With 3-Month extensions at 1% plus interest rate increase To 18%